FG introduces *347*333# USSD code for SPARK consumer loans

The Federal Government has introduced SPARK, a new USSD-based credit service that allows Nigerians to access consumer loans using basic mobile phones without needing internet or smartphones. The service uses the code *347*333# and is expected to become widely available before the end of 2026, helping first-time borrowers build credit histories.

Pidgin: Federal Government don introduce SPARK, new USSD credit service wey go allow Nigerians take consumer loan with ordinary mobile phone without internet or smartphone. Di service dey use *347*333# code and dem expect make e reach everywhere before end of 2026, e go help first-time borrowers build dia credit history.

How this affects you: First-time borrowers with limited credit history can access consumer loans for food, solar panels, vehicles, devices and home items to build repayment records.